Benefits of Dental Insurance
Posted: September 2, 2020
A person’s smile is usually one of their most memorable features. To have a bright, vibrant set of pearly white teeth requires proper oral hygiene and regular visits to your dentist. But more than one third of individuals haven’t seen the tooth doctor in more than a year. Prevention Is Paramount Most dental insurance plans promote regular visitations and preventative services. If you visit your...
Life vs. Accidental Death Insurance
Posted: September 2, 2020
Life insurance is often confused with accidental death and dismemberment insurance (AD&D). While both are a form of life insurance, when and how each policy responds differs. Understanding the substantial differences between life and AD&D policy can help you select the right policy for you and your needs. Life Insurance Life insurance will pay beneficiaries in the event the policyholder passes away. The passing must...
This is Why You Pay Taxes on Employer-Sponsored Disability Insurance
Posted: September 2, 2020
Your most valuable asset is not your car, home, or 401(k) balance. Your most valuable asset is you! More specifically, your most valuable asset is your ability to earn an income. Think about it. The ability to earn an income is what allows you to purchase the tangible assets you own. This makes long-term disability insurance arguably the most important insurance you will ever carry....
The Safest Vehicles to Buy in Model Year 2020
Posted: September 2, 2020
Every year, automakers stuff new models with the latest in safety technology. With more vehicles on the road than ever before and distracted driving at an all-time high, purchasing a safe vehicle has never been more important. When browsing your local dealer lot, very little information is provided on the sticker regarding a vehicle’s overall safety rating. This is why it is important to do...
What Medical Bills are Tax Deductible for 2019?
Posted: September 2, 2020
Medical bills can eat up a substantial portion of a family’s budget. In fact, nearly a quarter of all Americans are having trouble paying for their medical costs. Often it is a hospital stay, with daily costs exceeding $5,000, that can spiral financial budgets into a tailspin. Fortunately for some, the Internal Revenue Service does offer some assistance in the form of tax breaks. Depending...